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Real Estate Roundup!

May new home sales gain 2.2% from April

Sales of new single-family houses in May 2015 were at a seasonally adjusted annual rate of 546,000, which is up 2.2% from April, according to estimates released jointly today by the U.S. Census Bureau and the Department of Housing and Urban Development. — From Housing Wire

3 ways to tame student loan debt and afford a mortgage

It’s no secret that student loans can make buying a home a challenge. But what exactly is the problem, and how can buyers overcome it? The problem is that student loans can be included in the buyer’s debt-to-income ratio, or DTI. — From Bankrate

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5 Easiest Countries to Obtain Permanent Residency in Europe Without Investment

In this article, we explore the five easiest countries in Europe where you can obtain permanent residency without the need for investment. For a more comprehensive analysis, refer to the 15 Easiest Countries to get Permanent Residency in Europe Without Investment.

5. Norway
– Labor Market Mobility: 85
– Family Reunion: 58
– Permanent Residence Certainty: 71
– Average Score: 71.3

To qualify for permanent residency in Norway, EU/EEA citizens and their family members can apply after living in Norway for at least five years. Non-European citizens need to maintain valid residence permits in Norway for at least three years. Additionally, applicants between the ages of 16 and 64 must pass exams in the Norwegian language and social studies.

4. Estonia
– Labor Market Mobility: 69
– Family Reunion: 76
– Permanent Residence Certainty: 77
– Average Score: 74

Non-EU/EEA/Swiss nationals planning to stay in Estonia for more than a year can initially apply for a temporary residence permit, which takes about two to three months to process. This permit is valid for up to five years and can be renewed. To gain permanent residency, applicants need to meet several criteria, including living in Estonia for five years with a temporary permit, having valid Estonian health insurance, demonstrating knowledge of Estonian culture and language at a B1 level, maintaining legal income, and having their address registered in Estonia’s population register.

3. Sweden
– Labor Market Mobility: 91
– Family Reunion: 71
– Permanent Residence Certainty: 90
– Average Score: 84

Applicants with a residence permit in Sweden can apply for a permanent residence permit after living in the country for at least four years. They must also demonstrate financial stability and an orderly lifestyle.

2. Portugal
– Labor Market Mobility: 94
– Family Reunion: 87
– Permanent Residence Certainty: 71
– Average Score: 84

Non-European immigrants need to obtain a temporary residence permit in Portugal and live there continuously for five years to be eligible for permanent residency. This permit allows them to live and work indefinitely in Portugal, provided they have a residence, financial stability, and basic knowledge of Portuguese. After five years, they can apply for permanent residency and potentially pursue Portuguese citizenship.

1. Finland
– Labor Market Mobility: 91
– Family Reunion: 67
– Permanent Residence Certainty: 96
– Average Score: 84.6

To be eligible for permanent residency in Finland, applicants must have lived continuously in the country for four years with an uninterrupted residence permit, known as an “A permit.” This requires maintaining a continuous residence permit throughout the four years, ensuring the permit is renewed before expiration. Additionally, applicants must have lived in Finland for at least two years within this period.